Privacy Policy for Bloomeo - Save & Retire EarlyLast updated: February 4th, 20251. Introduction
Welcome to Bloomeo - Save & Retire Early ("Bloomeo", "we", "us", or "our"). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal data when you use our mobile application.If you have any questions, you can contact us at [email protected].---2. Data We Collect
We collect the following types of personal data, which you provide directly within the app:- Identity Data: Name, email address
- Financial Data: Income, expenses, manually entered bank accounts
- Usage Data: App interactions, analytics data (via Firebase)We do not collect sensitive financial data (e.g., actual bank account details via external connections).---3. How We Use Your Data
We use your data for the following purposes:- To provide app features (financial tracking, budget planning, savings insights)
- To improve user experience based on app usage patterns
- To manage user authentication (Google Sign-In, Apple Sign-In, email/password)
- To handle subscription payments (via RevenueCat)We do not use your data for marketing, targeted advertising, or third-party sales.---4. How Users Give Consent
Since the data collected is essential for app functionality, consent is given through user input during onboarding. By entering your data and using Bloomeo, you agree to this Privacy Policy.---5. Your Rights
Under GDPR, CCPA, and other applicable laws, you have the following rights:- Right to Access – Request a copy of your data.
- Right to Correct – Update or correct inaccurate data.
- Right to Delete – Request deletion of your data at any time.To exercise these rights, contact us at [email protected] or visit https://bloomeo.app.---6. Data Sharing with Third Parties
We only share data with essential service providers:- Firebase Firestore – Stores user data securely (All user-entered data)
- Google Analytics (Firebase) – Tracks app usage for improvements (Usage data)
- RevenueCat – Manages subscription payments (Email address)These third parties comply with GDPR and other regulations.---7. International Data Transfers
All data is stored within Firebase (EU-based servers). Firebase follows Standard Contractual Clauses (SCCs) to ensure GDPR compliance.---8. Data Security
We take security seriously and implement:- Encrypted HTTPS connections to protect data in transit
- Secure authentication via Google Sign-In, Apple Sign-In, and email/password
- Access control measures to prevent unauthorized access---9. Data Retention & Deletion
Your data is stored as long as you use the app. If you request account deletion, your data will be permanently deleted upon request.To delete your data, contact us at [email protected].---10. Cookies & Tracking Technologies
We use Firebase Analytics for tracking app usage. Users cannot opt out of tracking, as it is essential for app improvements.---11. In-App Purchases & Subscriptions
Bloomeo offers a subscription-based model with a free trial and a one-time lifetime purchase option. Payments are processed via:- Apple App Store (Apple Pay)
- Google Play Store (Google Pay)How Your Payment Data is Handled:- We do not store or process payment details (credit card, billing info).
- Payments are securely handled by Apple and Google, following their privacy policies:
- Apple: https://www.apple.com/legal/privacy/data/en/app-store
- Google: https://policies.google.com/privacy
- Subscription management (activation, renewal, cancellation) is handled by RevenueCat, which processes your email to verify purchases.To manage or cancel your subscription, visit:- Apple: https://support.apple.com/en-us/HT202039
- Google: https://support.google.com/googleplay/answer/7018481---12. Compliance with Global Privacy Laws
- GDPR (Europe) – You have full rights to access, correct, or delete your data.
- CCPA (California) – We do not sell user data, and California users can request data deletion.
- LGPD (Brazil) – Brazilian users can exercise their data protection rights as outlined in this policy.---13. Privacy Policy Updates
We may update this Privacy Policy to reflect changes in our app or legal requirements. Updates will be posted on https://privacy.bloomeo.app.---14. Contact Information
If you have any questions or requests regarding your data, contact us at:- Email: [email protected]
- Website: https://bloomeo.app